Personal Loan


At IDFC FIRST Bharat, we want you to help you achieve your personal dreams. Whether it is wedding expenses, unforeseen medical bills, funding your dream vacation or renovating your home; IDFC FIRST Bharat can help you meet all these diverse financial needs and more with an unsecured personal loan from IDFC FIRST Bank. Apart from salaried individuals we also offer the personal loan to self-employed individuals. We have also made it extremely easy with a paperless and hassle-free Personal Loan application process.

Key Features

Loan tenure up to 48 months

Personal loan against cash salary

Minimum salary requirement from ₹8,000

Loans for salary certificate customers

Competitive interest rate

Completely digital drocess

Personal Loan EMI Calculator

Amount

25K 5L

25K

Period

12 Months 48 Months

12

Interest Rate

19.50 % 26.50 %

19.50%

You will pay Personal Loan EMI of only ₹2,310/- monthly

Eligibility

Age: 21 years to 58 years

Documents required

  • • Any valid identity/address proof such as Passport, Aadhaar card, Driver’s license, Voter Id
  • • Salary Slip / Salary Certificate

Frequently Asked Questions

Who can avail this loan?

Salaried individuals having verifiable income and working in Govt. & state- owned sector, PSU, Private/Public Limited Companies, and any other Organized/ Unorganized sector

What can you take the loan for?

What is the advantage of Personal loans?

What are the documents required for getting a quick Personal Loan?