Home Loan


Owning a Home is an important step to rank up in the society for every household

The process of acquiring a home is not an easy task especially for the Middle class and Lower Middle class, particularly in smaller towns. The two big challenges are

  • • Inadequate savings to buy a home or construct one
  • • No stable income source or necessary documents to raise a Home Loan

Buying a Dream Home is a highly satisfying milestone in everyone’s life and it provides a sense of security to the entire family.

IDFC FIRST Bharat brings you a step closer with tailormade Home loans from IDFC FIRST BANK to cater this all-important segment of home buyers.

Key Features

Go ahead and fulfil all your dreams with IDFC FIRST Bank Home Loans!

Loan tenure up to 20 years.

No login fee*

Quick digital processing

Loans tailored to your need with minimal documentations.

Home Loan EMI Calculator

Amount

1L 50L

1L

Period

12 Months 240 Months

12

Interest Rate

8.85 % 16.50 %

8.85%

You will pay Home Loan EMI of only ₹3,436/- monthly

Eligibility

Self Employed segment
  • Aged between 23-70 years
  • Minimum 2/3 years of business continuity
Agri-Allied Sector
  • Aged between 23-70 years
  • Minimum 2/3 years of continuity
Salaried / Cash salaried segment
  • Aged between 21-60 years
  • Minimum 2/3 years of experience

Documents required

  • • Any valid identity/address proof such as Passport, Aadhaar card, Driver’s license, Voter Id
  • • Bank passbook & Passport size photograph

Frequently Asked Questions

What kind of home loans do you offer?

Home loans are secured loans granted for the following purposes

  • • Purchase of Under construction (Builder/Government Authority)
  • • Self-construction
  • • Purchase of Ready Property
  • • Plot plus self-construction
  • • Home Improvement/extension/renovation
  • • Home loan take over and enhancements

How do I repay my loan?

Is Co-Applicant mandatory?

What are the income documents required for loan processing?